Crooks feast on reasonable people who grew up believing that every thing must have a reason. Even though that appears straight forward, the problem is that those reasons are too numerous to be accounted for with your own limited experience.
The test of "what to gain from dishonesty?" is the most reliable of all. Some crooks make living, gain status, live comfortable, lazy, and secure life by defrauding others.
Let us depart from the character and content nature of dishonest behavior since those will always fool people with little experience and little exposure to the complex reasons for why people choose the dishonest way of life.
Among many recent and old exposures to crooks, John Burke was an interesting specimen for my analysis. Burke has an email technique of trapping his victims. It starts with this email.
_____
From: Letter [mailto:letters@route.monster.com]
Sent: Sunday, November 14, 2010 2:15 PM
To: service@shaymaa-publishing.com
Subject: your resume on monster.com
Hello Confidential -
I saw your resume on the Internet, and wanted to get in touch with you
regarding an opportunity I am working on that may be of interest to you. I
believe that your background may be applicable to this position.
My name is John Burke - I am an Agency Recruiter with Prudential Financial.
At the present time we are expanding our operation in our Paramus location.
We are seeking highly motivated individuals to join our team in a Financial
Services Associate role. There are several career paths that the FSA
position can lead to at Prudential. Although helpful, no prior financial
services experience is required for this position. Our most successful
people come to us from all types of backgrounds and industries. This
position features a competitive compensation package, with full benefits.
If you would like to learn more about this position, or would have an
interest in reviewing a complete job description, please either reply to me
via email at john.burke@prudential.com or call me at 201-445-5300 x7262. I
would like to discuss this opportunity with you further. We are going to be
conducting interviews for this position within the next few days.
Sincerely,
John Burke
Prudential Financial
Office: 201-445-5300 Ext. 7262
john.burke@prudential.com
Letter Value: 295176-106C72
____________________________________________________________
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NOTICE: PrudentialExhibits Of The Prudential Insurance Company Of America
may occasionally contact you throughE-mail with information on products and services designed
to meet your needs. If you do not wish to receive these
messages from Prudential please send a message via
E-mail to "do_not_email@prudential.com". IMPORTANT:
Type "Remove" in the subject field. In the alternative, you can
call 800-236-6848 toll free to opt out of receiving future electronic
communications.
***********************************************************************
The Prudential Insurance Company of America and its affiliates,
which issue insurance and annuities, are authorized to transact
business in all U.S. states and the District of Columbia. They are
Prudential Financial companies located in Newark, NJ. The availability
of these and other products varies by carrier and state. Each issuer
is solely responsible for its own financial condition and contractual obligations.
The confidentiality of Internet E-mail cannot be guaranteed.
Information you send us over Internet E-mail could be
viewed by persons other than the intended recipients.
Therefore, you should not include your Prudential
account numbers, credit card numbers, passwords,
home address or other private information in your E-mail
messages. Also, Prudential will not accept, buy, or sell orders,
address changes, funds transfer requests or other instructions
normally requiring your signature by E-mail.
The sender of this communication offers securities as a Registered
Representative of Pruco Securities, LLC (member SIPC), a Prudential
Financial company, located at 751 Broad Street, Newark, New Jersey 07102-3777,
1-800-201-6690.
***********************************************************************
Then, Burks follows up with this email:
Thanks for getting back to me. I have included a detailed job description for the Financial Services Associate position we currently have available. Please review the details of this position. If this position sounds like it would be viable for you to pursue, please let me know by replying to this email, and we will schedule you for an interview. If you do have any questions, I can be reached at 201-445-5300 x7262. During our phone conversation I will be happy to provide more details regarding this position and answer any questions you may have. We are starting the interview process for this position within the next couple of days.
FINANCIAL SERVICES ASSOCIATE JOB DESCRIPTION:
Position Summary
The Financial Service Associate (FSA) position is a sales position with Prudential Financial selling insurance and financial services. FSA’s participate in a comprehensive 2-year development program, developing product knowledge, and selling experience while offering appropriate insurance and investment products to help clients meet their financial goals.
After the 2-year program, many will continue to be financial services generalists, assisting clients with a range of insurance and investment needs; others will go on to develop a specialty, such as fee-based financial planning, insurance for business needs, or estate planning needs. There are career paths into management or even to other divisions within Prudential.
Overall Duties and Responsibilities
Sell new insurance and investment products.
Solicit new customers through approved techniques and methods.
Conserve existing insurance and investments products.
Service the insurance and investment needs of all owners of policies issued or offered by Prudential Financial companies.
Required Skills, Knowledge, and Experience
Prudential Financial is looking for men and women who are ready for a rewarding career opportunity selling insurance and financial services products…a career committed to making an impact in the lives of people we touch. We’re seeking individuals with these attributes:
Customer Service Focused
Revenue Focused (Sales Influence and Persuasion, Sales Resilience, Sales Initiative)
Self Confident and Autonomous
Drive and Initiative
Responsible and Committed
Excellent Interpersonal Skills
Good Business Communication Skills
Ability to Problem Solve, and develop ideas
Ability to use basic math skills to problem solve
Good Critical Thinking
Thanks again for your time,
John
***********************************************FINANCIAL SERVICES ASSOCIATE JOB DESCRIPTION:
Position Summary
The Financial Service Associate (FSA) position is a sales position with Prudential Financial selling insurance and financial services. FSA’s participate in a comprehensive 2-year development program, developing product knowledge, and selling experience while offering appropriate insurance and investment products to help clients meet their financial goals.
After the 2-year program, many will continue to be financial services generalists, assisting clients with a range of insurance and investment needs; others will go on to develop a specialty, such as fee-based financial planning, insurance for business needs, or estate planning needs. There are career paths into management or even to other divisions within Prudential.
Overall Duties and Responsibilities
Sell new insurance and investment products.
Solicit new customers through approved techniques and methods.
Conserve existing insurance and investments products.
Service the insurance and investment needs of all owners of policies issued or offered by Prudential Financial companies.
Required Skills, Knowledge, and Experience
Prudential Financial is looking for men and women who are ready for a rewarding career opportunity selling insurance and financial services products…a career committed to making an impact in the lives of people we touch. We’re seeking individuals with these attributes:
Customer Service Focused
Revenue Focused (Sales Influence and Persuasion, Sales Resilience, Sales Initiative)
Self Confident and Autonomous
Drive and Initiative
Responsible and Committed
Excellent Interpersonal Skills
Good Business Communication Skills
Ability to Problem Solve, and develop ideas
Ability to use basic math skills to problem solve
Good Critical Thinking
Thanks again for your time,
John
John Burke
Prudential Financial
11 Sunflower Avenue, Paramus NJ 07652
Office: 201-445-5300 Ext. 7262
john.burke@prudential.com
www.prudential.com
***********************************************
Squeezing Burke in a tight corner with the following inquiry:
Hello John:
I hope you could help me with some clarification in order for me to come to the interview of November 24, 2010.
In an Internet Search, I learned that the Prudential FSA position is purely a commission-based position and requires the project 200 to be completed.
I hope you could be straight forward in confirming or denying those statements. That would save both of us time and resources before we go any further.
Thank you.
I hope you could help me with some clarification in order for me to come to the interview of November 24, 2010.
In an Internet Search, I learned that the Prudential FSA position is purely a commission-based position and requires the project 200 to be completed.
I hope you could be straight forward in confirming or denying those statements. That would save both of us time and resources before we go any further.
Thank you.
Yield the following response:
From: John Burke [mailto:john.burke@prudential.com]
Sent: Tuesday, November 23, 2010 6:20 AM
Sent: Tuesday, November 23, 2010 6:20 AM
To: service@shaymaa-publishing.com
Subject: RE: I hope you could help me with some clarification
Subject: RE: I hope you could help me with some clarification
Hello Confidential - -
Sorry for the delay in getting back to you. This position is primarily a commission based position (not 100% commission, but pretty close). We do require a Project 200 to be completed as part of our interview process. Hope that helps - please let me know if you would like to continue in the interview process. Thanks!
John
***********************************************
John Burke
Prudential Financial
11 Sunflower Avenue, Paramus NJ 07652
Office: 201-445-5300 Ext. 7262
john.burke@prudential.com
www.prudential.com
***********************************************
I wanted to see John Burke eye-to-eye. I got his business card:
Here is how the scam works:
John Burke and few similar miserable fellows are trained on how to prey on unwary people. John Burke needs 200 names and details of families to whom he could sell life insurance. You are to provide them such enormous and confidential information.
You get the boot. They get what?
wait. John is a young male in very poor physical condition. His legs, butts, and low back appeared to fit an eleven year old child. He was in his early forties, polite, confused, and insecure. The other guys were no different. Suing those poor crooks would do what?
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